Lendflow
For lenders

We'll Help You Fund More Deals for Less Money by Sending You Business Owners Who Already Qualify, Using AI Helpers That Cut the Time Your Team Spends Checking Applications by 40%, and Letting You Say Yes or No to Loans 3x Faster.

We send you data-rich SMB applications from embedded channels and automate document checks, follow-ups, and decisioning, so you fund more deals without adding headcount, chasing paperwork, or paying more to acquire every borrower.

The Lendflow lender network connected around the Lendflow platform

What you get with Lendflow

  1. More qualified applicants

    Source qualified SMB applications from embedded SaaS channels, where pre-qualified users convert better than traditional web inbound. No new integrations needed.

  2. Faster, more confident decisions

    Decide applications faster with enriched data: explainable Trust Scores built from live KYB, cash-flow, and fraud signals.

  3. A leaner operations team

    Reduce manual ops and keep teams lean by automating document handling, communication, and decision support.

  4. Revenue from the deals you decline

    Build a lender waterfall that auto-refers off-fit deals, protecting the customer experience and earning shared revenue.

  5. Your models stay yours

    Deploy custom scorecards on Lendflow's secure cloud and keep full control of weights and cut-offs. Only you decide who accesses your models.

Here's everything Lendflow does for you

Lendflow AI agents connected to verification, payment, accounting, banking, reputation, registries, time-series, and social data
-40%
Manual review time
After rolling out AI agents that off-load document checks and fraud screening.
3x
Faster credit decisions
Median end-to-end speed from intake to offer across alternative-lender clients after switching to automated.
+27%
Funded-app rate
Lift driven by the SaaS embedded channel, where pre-qualified users convert better.
THE DEAL EXCHANGE01 / 06

No more email ping-pong

CRM-to-CRM transfer of applicant files keeps every lender in the same workflow.

THE INSTANT OFFERS02 / 06

Answers in real time

Return pre-qualified terms in real time, so borrowers get answers without waiting.

THE TRUST SCORE AGENT03 / 06

Approve good borrowers faster

An explainable score from live KYB, cash-flow, and fraud signals.

THE DATA EXTRACTION AGENT04 / 06

No manual data entry

Instantly reads bank, payroll, and tax documents and surfaces the key metrics.

THE INDUSTRY MAP AGENT05 / 06

Risk exactly where you set it

Pins every business to the right NAICS code automatically, keeping pricing precise.

THE VOICE AI AGENT06 / 06

Follow-ups around the clock

AI agents trigger voice or chat follow-ups and update statuses around the clock.

Lendflow's latest VoiceAI agent tools have been working wonders for us at Faster Funding over the past few months. We have a number of agents actively reaching out to applicants to help them through the onboarding and funding process, each trained on specific tasks and objectives. And the best part is that our customers don't seem to notice they are speaking to an AI agent.

Mike Whitaker

CEO, Faster Funding

65%
More completed loan applications
VoiceAI and Marketplace Agents

Hear what lenders are saying

“Our evaluation and diligence process included a number of solutions with a range of capabilities. In the end, Lendflow's Voice AI agents were the clear winner, not only for the extensive and sophisticated response capabilities but also for the depth and breadth of knowledge from the team that has deep lending industry expertise. This gave us the confidence that the agents would both work well and be compliant across the board.”
Chris InmanVP of Operations
Recognized leadership in embedded lending
Best Overall Embedded Finance Platform
Tearsheet Big Bank Theory Awards 2025
Overall LendTech Company of the Year
FinTech Breakthrough Award
LendTech of the Year, Finalist
US Fintech Awards 2025
Financial Technology Trailblazer
Tech Trailblazer Awards, 2025

Frequently asked questions

What kinds of lenders use Lendflow?

Alternative finance lenders, banks and referral waterfalls, and supply-chain finance companies. Lendflow builds tailored capital channels for every modern lender type.

Do we need to build new integrations?

No. Lenders tap a high-intent SMB stream without new integrations, and Lendflow's webhooks connect directly into Salesforce, HubSpot, and more.

What financing products are supported?

Term loans, lines of credit, equipment financing, purchase of receivables, invoice factoring, MCAs, and SBA loans.

Is our data and model secure?

Yes. Lendflow is SOC 2 compliant and independently audited every year. Your models run on federated infrastructure, and only you decide who accesses them and how.

How is Lendflow priced?

Lendflow works with each customer to align incentives. Partnerships are priced as a percentage of revenue (managed) or a transaction fee (direct), tools are priced per module, and AI agents are available pay-as-you-go or in bundles with volume-based discounts.

Can we use only the parts we need?

Yes. Lendflow's product is flexible and modular. Each component, like credit decisioning and borrower onboarding, can be used individually or scaled as your platform grows.

For lenders

Ready to fund more deals for less money?

Join the Lendflow network to access data-rich SMB applications and fund more deals with less overhead.